![]() ![]() The amount of your available credit you are using.There are multiple factors that make up a credit score, including, but not limited to: We understand a low credit score can make it difficult to get an affordable loan so we don't base our funding decisions exclusively on FICO® credit scores 2 or credit history. Unfortunately, lenders view borrowers with low credit scores as less likely to pay back their debts.īut bad credit scores don't have to hold you back. Missed payments, maxing out your credit cards, and filling out too many loan applications are unhealthy financial habits that can hurt your credit score and stand in the way of obtaining credit. Your payment history and credit utilization are two of the major factors used to determine your credit score. A bad credit score is typically considered a FICO score under 670. In a nutshell, bad credit is when your credit score is too low for you to qualify for a standard loan. On-time payments may help boost your credit history. We report your payment history on behalf of our lending partners to the three major credit bureaus. ![]() Build Credit History: OppLoans is committed to the financial health of its customers.You’ll know what to expect from the products offered on our platform. Trust our Loan Advocates to be with you from application through payoff. Top-Rated, Personalized Service: Speak with a real person.Same-Day Funding Available: If approved, you may receive money in your account as soon as the same business day! 1.Easy to Apply: Apply online from start to finish with our simplified application process.Here are just a few reasons to choose the OppLoans platform for your funding needs: If you have bad credit we may be able to help you! Through our commitment to customer service and our lending partners, we help consumers turned away by traditional providers, be empowered to improve their financial health. Why choose OppLoans for a loan if you have bad credit? ![]()
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